Small Loans

What Are Small Loans?

A small loan can be defined as a short-term loan ranging from $100 to $2500. Small loans are available to people who need to take care of small unexpected expenses that are not usually included in a typical monthly budget.

Unexpected expenses can catch you off guard  and these expenses may not be significant but they can cause you a lot of stress if you don’t have a way to pay for them. That is where SwiftMoneyNow lenders come in.

What types of small loans are there?

Payday Loans: small short-term loans that can get you cash fast and the amount is due on your next payday.

Personal Loans: get an amount that you can pay over a longer period over time.

Pawn Shops: usually you have to have some type of collateral and pay high interest.

Bank Loans: usually have to have near perfect credit and some type of collateral.

Credit Cards: easy access but extensive fees along with high interest.

What are the requirements?

• Must be 18 years old or older
• Steady monthly income
• Valid email address
• Working telephone number
• Bank account in good standing

Can I Apply for Small Loans with Bad Credit?

Yes you can apply even with bad credit. Our quick loans lenders do not pull hard credit checks. Use the income from your employment or benefits as your good credit.

How Fast Can I Receive My Cash?

Agree to the rate and terms of the loan and cash will be direct deposited and ready to use as soon as the next business day or sooner.

What Can I Use My Small Loans On?

Use your small loan on whatever you want or need. It is your loan with no restrictions.