Instant decision Cash Loans

Cash Loans That Make Sense

Instant Decision With No Application Fees

Small Loans With Direct Deposits

High Approval Rates

What are Cash Loans?

In the best way possible to explain it, cash loans can be defined as small loans taken out for emergency cash needs.

The loans are usually unsecured which means they aren’t taken against assets like cars or homes.

Although different cash loan providers have different terms, you usually need a pay slip or proof of income to get a cash loan. But most importantly, you need a reliable website like Swift Money Now.

Are you taking a personal loan for emergency cash needs?

Are personal loans better alternatives to cash loans? Typical short term loans aren’t tje best when it comes to emergency situations because the least you can borrow is $5000 and most emergency cash needs can be for less.

What are cash loans for?

You can take a cash loan for emergency expenses that can’t wait until your next payday. These expenses include but aren’t limited to;

• Emergency home repairs, i.e., plumbing or roofing repairs
• Hospital bills
• Car repairs
• Settling rent arrears before your next payday
• Repairing or buying a new home appliance like a microwave.

Where can I get a cash loan?

You can get emergency cash from sveral places mostly the main places are; friends or family members, loan store providers or dedicated websites (lenders/brokers). Each of these sources of emergency cash has pros and cons.

Borrowing emergency cash from friends and family members

Almost everyone has borrowed money from friends and relatives, however, it’s not an ideal option when you don’t want everyone around you to know your ”business”and for some reason you can’t pay can damage your relationship.

Borrowing emergency cash from loan store providers

Almost all loan stores in most states have loan providers. There are countless pawnbrokers and loan providers ready to offer loans in your state. These loan providers have pros and cons.

Pros of Loan Stores

Great for settling local financial commitments: You can visit a loan provider personally and fill in an application. If your loan is approved, you can get money the same day.

Cons of  Loan Stores

Not really convenient if you live out of town. You need to visit loan providers in person.

Expensive: High street loans usually attract a higher interest than most short-term loans. Furthermore, you need to incur transport costs to access the loans. 

Can take longer than a day if the lender needs additional documentation such as proof of income.

Borrowing emergency cash from dedicated websites such as ours (Online payday loans)

If you don’t want to borrow from your friends or family or a loan store, then a online cash loan is a great alternative.

They are the best option for you when you need money immediately! As the name suggests, these types of cash loans are accessible online. You can get online cash loans directly from a lender or a broker like Swift Money Now®.

What are the Pros of online cash loans?

• Free application
• No hard credit checks
• Instant decision with in minutes
• Every thing is done online

What are the cons of online cash loans?

• You need access to a computer or smart phone connected to the internet
• Have to wait one business day to spend the money.
• How do I Secure a cash loan

How do I Secure a cash loan?

Although it helps to choose a lender with a high loan approval rate, make sure you have enough income to support the payday loan.

Is getting a cash loan simple?

Getting a cash loan from Swift Money Now® is very simple. Get started by applying online to see your loan offer with no effect to your credit score.

How do I apply for a cash loan successfully?

Cash loan applications are declined for many reasons. Here’s what you must do to ensure that your application can be approved.

1. Meet the minimum requirements

• Must be 18 years or older
• Steady monytly income
• Valid email and working phone number
• United States citizen or legal resident
• Bank account that accepts direct deposits

2. Provide accurate information

For a cash loan application to be approved, all the information presented must be accurate. For this reason, you must fill the application honestly and carefully ensuring there are no errors including typos.

3. Settle outstanding debts

If you have a large outstanding debt it can be harder to get approved.

Swift Money Now can get you connected to bad credit lenders.

4. Choose a loan amount you can afford

Only borrow what you need and can afford to pay back.

What makes Swift Money® cash loans different?

• Free online application
• High approval rates
• 100% online process
• No hard credit checks