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iNSTANT dECISION Short Term lOANS

Swift Money 9 Instant Short Term Loans

Why Instant short Loans Makes Sense

 

Instant Decision With No Application Fees

Small Loans With Direct Deposits

High Approval Rates

Instant Short Term Loans With High Approval Rates

When it comes to borrowing money fast, it can prove hard to work out exactly which loan is right for you.

There are many different types, with short term loans being just one of them. If you’re thinking of taking out this type of financial product but you’re not totally knowledgeable on the details, you’ve come to the right place. We’ve got the information you need to help you decide if a short term loan is the best choice for you.

What are short term loans?

A short term loan is a fast and affordable alternative to a traditional longer term loan. As the name implies, this type of loan is repaid over a short period of time.

How much can I borrow?

At Swift Money Now, you can take out a short term loan and borrow up to as much as $5,000 dollars, with the minimum amount being $100 dollars.

What are the advantages?

The main advantages is that short term loan applications can be approved extremely fast. At Swift Money Now, you can expect your loan to be approved within minutes and the funds being deposited into your bank account as soon as one business day.

What are the disadvantages?

A disadvantage of instant short term loans is the slightly higher interest rates. Compared to other types of traditional loans, interest rates for short term financing tend to be a lot higher, meaning that you could end up paying back significantly more in interest. 

Short term vs long term loans: what is the difference?

Whether you’re looking for a short term loan for bad credit or you just need fast cash fix in an emergency situation, it’s important to think carefully before you borrow money from a provider. Failure to repay your loan could result in serious financial problems and damage to your credit.

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APR Disclosure

Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.

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Exclusions

Residents of some states may not be eligible for some or all short-term, small-dollar loans.

Swift Money Now provides online tax advance services of one type or another in almost all 50 states. However, some states only allow for issuing of refund installment loans or refund lines of credit.

Credit Implications

Swift money Noq does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at [email protected]