How Much Do You Need?
Guaranteed Payday Loans
Payday Loans That Make Sense
Instant Decision With No Application Fees
Small Loans With Direct Deposits
High Approval Rates
Are Swift Money Now® Payday Loans Guaranteed?
Your chances of getting a payday loan can’t be guaranteed fully. Any lender who says they offer guaranteed payday loans is not being entirely truthfull.
The reason behind this is simple. Payday loan lenders are like banks in many ways. They can’t issue loans without conducting the necessary reviews of your application.
Your preferred payday loan lender must make sure you meet the basic eligibility criteria for getting payday loans such as:
- You must be 18 years or older
- Steady monthly income
- United States citizen or lehal resident
- Valid email and working phone number
- Bank account in good standing
You can’t be guaranteed a payday loan if you don’t meet the basic criteria above. Guaranteed payday loans are a myth. What you should be concerned with is the loan approval rate of your preferred lender.
What is your loan approval rate?
Our payday loans are almost guaranteed because of several reasons;
We have a fast and easy online application process that reduces the number of loan application errors.
We also have hundreds of lending partners ready to receive your loan application. Once Swift Money Now® loan applications are completed, they are shown to our large network of lending partners.
This increases the probability of your loan request getting matched with a willing direct lender.
Do we offer guaranteed payday loans? No. However, our payday loans are almost guaranteed considering we have a lot higher approval rate than others in the industry.
How do you increase your chances of getting a payday loan?
Makes sure you meet all eligibility requirements before applying so the payday lenders can help.
Submit correct information. Having the correct information on the application can speed up the cash loan process.
Work on your credit score. Swift Money Now® offers no credit payday loans. We don’t use credit scores to determine whether we will approve or decline loan applications. However, a good credit score goes along way with our lending partners.
Meet affordability checks for your payday loan.
Borrow what you need and can afford to pay cack.
Free Financial Advice
If you are struggling with your finances and wouold like to speak to someone, you can contact any of the companies below, completely free of any charges:
National Foundation for Credit Counseling (NFCC)
Address: 5319 South Lewis Avenue
Tulsa, OK 74105
Email: [email protected]
Phone: 1(844)-514-1127
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APR Disclosure
Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.
Material Disclosure
Exclusions
Residents of some states may not be eligible for some or all short-term, small-dollar loans.
Swift Money Now provides online tax advance services of one type or another in almost all 50 states. However, some states only allow for issuing of refund installment loans or refund lines of credit.
Credit Implications
Swift money Noq does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at [email protected]