No Credit No Collateral Needed

$5000 Personal Loans

How to Apply for a $5,000 Personal Loan

You can use a personal loan for a lot of different unexpected expenses. You cant use it to cover car repairs, consolidate your debts or finance a home renovation project.

Personal loans online are unsecured, meaning they don’t require collateral like a car, home, or boat.

 

How $5000 Personal Loans Work

1

Apply Online

Apply Using The Online Form Entering Your Basic Information.

2

Instant Decision

Get An Instant Decision Online in Under 90 seconds.

3

Get Cash

Get Approved & Get Cash As Soon As The Next Business Day.

What you need to apply for a personal loan

  • The requirements for a $1500 loan are:
  • Must be 18 years or older
  • Steady monthly income
  • Valid email and phone number
  • Be a United States citizen or legal resident
  • Bank account in good standing.

Get Approved for a $5,000 Personal Loan

Use the money for anything you need:

  • Car repairs or home projects
  • Big purchase or vacation
  • Consolidate high-interest credit card debt into one easy payment

What is an alternative to a $5000 personal loan?

One of the main alternatives to a $1500 loan is a payday loan or a line of credit.

Frequently Asked Questions

What is a personal loan?

People use personal loans to borrow money in a single lump sum that they repay in monthly installments for a predetermined repayment term.

What are reasons to get a personal loan?

  • Debt consolidation
  • Home improvements
  • Large purchase
  • Vacations
  • Wedding Expenses

Where to get a personal loan?

You can get a personal loan at a bank or credit union but you will usually need near perfect credit and some sort of collateral. A better personal loan option is using an online lender. There is no hard credit checks and no collateral required. You can get connected to competitive rate lenders at Swift Money Now.

Can you refinance a personal loan?

Yes you can refinance a personal loan online.

Can I get a loan with bad credit or no credit?

Yes you can apply online where our lenders do not do hard credit checks.

What can I use my personal loan for?

When you get approved for a personal loan it is your loan so you can use it on whatever you want or need.

 

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APR Disclosure

Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.

Material Disclosure
Exclusions

Residents of some states may not be eligible for some or all short-term, small-dollar loans.

Credit Implications

Swift Money Now does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at [email protected]